Personal Umbrella Protection

Extra Protection for Your Peace of Mind

Life is unpredictable. Personal Umbrella Protection from Aaspire Agency offers extra security beyond standard coverage, ensuring financial support for significant claims or unexpected damages.

What Is Personal Umbrella Protection?

Personal Umbrella Protection provides extended liability coverage that goes above and beyond the limits of your existing homeowners, auto, or other personal insurance policies. This means that if you’re sued for damages that exceed the limits of your primary insurance, your umbrella policy can cover the extra costs, protecting your assets and future earnings.

Why You Need Personal Umbrella Protection

Comprehensive Coverage: Standard policies can fall short in catastrophic situations. Our umbrella protection fills those gaps, covering legal fees, medical bills, and other expenses resulting from major incidents.
Safeguard Your Assets: Protect your home, savings, and investments from costly lawsuits. Without this extra layer of protection, you could be vulnerable to substantial financial losses.
Peace of Mind: Sleep better knowing you have an additional shield against life’s uncertainties. Our umbrella policy covers a range of scenarios, providing you with broad and versatile protection.
Flexible Limits: Choose coverage amounts that suit your needs, typically starting at $1 million and going up to $10 million or more. This flexibility allows you to tailor the policy to your specific circumstances.

Real-Life Scenarios Covered

Auto Accidents: Imagine being at fault in a serious car accident with multiple injuries. Your auto insurance may max out, but your umbrella policy picks up where it leaves off.
Home Incidents: If someone slips and falls on your property, resulting in a lawsuit, your homeowners insurance might not be enough to cover the legal and medical expenses. An umbrella policy steps in here.
Personal Liability: Cover instances like defamation, libel, or slander claims. These are situations where traditional policies may not provide adequate protection.

Cost of Personal Umbrella Protection

One of the most attractive features of umbrella insurance is its affordability. For the extensive coverage it offers, Personal Umbrella Protection is remarkably cost-effective. Policies typically range between $150 to $300 per year for $1 million in coverage. Additional millions can be added at a lower incremental cost, making it a wise investment for comprehensive peace of mind.

Get Your Quote Today

At Aaspire Agency, we understand the importance of safeguarding what matters most to you. Our dedicated team is here to help you explore your options and find the perfect umbrella policy tailored to your needs.

Ready to take the next step in securing your future? Request a quote today or contact us at (239) 210-7700. Remember, when life throws the unexpected your way, Aaspire Agency has you covered.

Note: While our Personal Umbrella Protection offers extensive coverage, please review the policy for specific terms, exclusions, and limitations.